diminished claim value calculator

Auto Claim Tool

Estimate loss in resale value after an accident using vehicle value, repairs, damage severity, mileage, and claim factors.

Use realistic numbers. Bad inputs create bad claim expectations.

Pre-accident market value

Fair market value immediately before the accident. Total repair cost

Use the final repair bill or insurer estimate. Current mileage Mileage controls the 17c-style mileage modifier. Vehicle age

4 years

Older vehicles usually support lower diminished value claims. Damage severity Repair quality Evidence strength Prior accident history

Claim modifiers Structural or frame damage documented Airbags deployed Luxury, rare, or performance vehicle

Recovery reduction / claimant fault

Use 0% when the other party is fully responsible. Available recovery limit

Optional. Enter 0 when no limit applies or is unknown.