property damage depreciation calculator

Estimate replacement cost value, actual cash value, depreciation, and claim payment scenarios.

Start with the damaged item, replacement value, age, and estimated useful life.

Currency Property / Item Category Replacement Cost Value (RCV) Item Age

years

Expected Useful Life

years

Pre-loss Condition

Choose the method and caps used to estimate depreciation and actual cash value.

Calculation Method Straight-line Condition adjusted Accelerated early-life Custom rate

Custom Depreciation Rate

Salvage / Residual Value

Maximum Depreciation Cap

Manual Depreciation Adjustment

+/-

Add deductible, taxes, overhead, recoverable depreciation, and policy limits.

Deductible Sales Tax / VAT / GST

Overhead & Profit

Policy / Claim Limit Enter 0 for no limit.

Depreciation is recoverable after repair/replacement Include taxes and overhead in ACV estimate

Enter values above to view the live estimate.

Estimated ACV $0.00

Depreciation Withheld $0.00

Initial Payment After Deductible $0.00

Potential Recoverable Amount $0.00

ACV Share

Depreciation Rate